Sellers: As we negotiate your deal, I'll not only work to get the highest sales price, but I'll also campaign for lower closing costs. And once we've come to an agreement, I'll explain in detail the closing costs so you are informed of exactly where your money is going.
Buyers: When buying real estate in Destin, you will be given a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's previous experience and are required to be within an acceptable range so you're not astonished when you show up at the closing table. I'll be willing to look at the estimate with you, answering your questions and highlighting any estimates in question.
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