Anticipated closing costs

 Ben Ward can walk you through closing - 850-837-3325
There are certain typical costs related to closing the sale of a home. These expenses are commonly split between the buyer and seller, as directed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Florida to help direct you through your process.

Costs pertaining to your mortgage to be paid at closing    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually paid    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (More information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your deal, I'll not only work to get the highest sales price, but I'll also campaign for lower closing costs. And once we've come to an agreement, I'll explain in detail the closing costs so you are informed of exactly where your money is going.

Buyers: When buying real estate in Destin, you will be given a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's previous experience and are required to be within an acceptable range so you're not astonished when you show up at the closing table. I'll be willing to look at the estimate with you, answering your questions and highlighting any estimates in question.

Don't forget to factor in closing costs when considering a home sale or purchase. Ben Ward is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call me today at 850-837-3325 if your needs include a professional REALTOR® experienced in the business side of buying and selling.

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